Following the budget statement earlier this week, there are a few points that are worth highlighting. As financial planners the most notable point is that the top thresholds for income tax, capital gains tax and inheritance tax as well as other thresholds and limits, remain unchanged, which means more people will suffer this as inflation,…

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We would like to say a big thank you to all our Clients. Berkshire IFA Limited will be appearing in The Times newspaper this Saturday (26th March 2022), along with an article that talks through the benefits of financial advice, and then lists the very best financial advisers in the country. This means those with…

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UK Consumer prices are rising this year – this has been well reported across almost all media outlets. What may be more insightful, is that while UK inflation, a key factor in consumer prices, is predicted to peak in Spring of 2022 at around 7% or 8%, its likely to start to fall back as…

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For those of you that are in the advantageous situation where you can plan how much taxable income to take, or have a second smaller income, it may interest you to learn, that in many cases you can also make a single pension contribution, linked to this smaller income. The great thing is that this…

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Tax relief on Pension contributions – it’s one avenue to saving for your retirement Millions of people are approaching retirement without adequate pension provisions in place… you may ask you self what is enough?  Well enough depends on many factors but suffice to say that there are many avenues that we, as UK residents, can…

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Life is about so much more than just pensions, so today let’s focus on what’s real, and that’s the experience of reaching a UEFA Euro 2020 Semi-final. So, to get us all in the mood, we have shared some clips from the BBC coverage of the England v Ukraine match. We wish both England and…

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This is an investment opportunity that is unlikely to be repeated any time soon. Andrew Bailey, the governor of the Bank of England has forecast significant growth this year which is likely to reach 7.25%, the highest rate since WW2. This follows a significant contraction on 2020, primarily due to the Covid-19 pandemic. So, this…

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This is an event to support our UK Armed Forces who have been instrumental in protecting us all in this past year from the Covid-19 pandemic. They have contributed to the logistics necessary to deliver vaccines to all of us across the UK. This is on top of their normal day jobs… which involve working…

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Financial planning can make for a smoother journey and ultimately a better outcome. Wherever you are on your life journey, separating from a partner or a spouse can be emotionally painful, but it doesn’t have to financially punishing as well. Earlier in the year Melinda and Bill Gates announced that they have chosen to end…

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…and hidden fund charges emerge According to research carried out by The Telegraph Money, investors returns have been hit by the volatility in the market during the pandemic. This resulted in a surge of buying and selling which has particularly affected those investors who invested in tracker funds at the cheaper end of the market.…

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